根据RATESDOTCA Insuramap的数据,安省的平均车险保费在2023年较2021年上涨了12%,目前全省的平均估算保费为1744元,这是Insuramap调查历史上最大的增幅。其中Brampton车险保费两年上涨37%位居全省之首,多伦多两年上涨19%位居全省第二,而安省KEEWATIN、DRYDEN、SUMMER BEAVER、CLOYNE等地车险保费两年下跌超过50%,年保费只有几百元,最低的546元。 ![]() 图源:rates 自2021年底RATESDOTCA对该省进行调查以来,平均估算车险保费从1555元上升至目前的水平。许多情况发生了变化。解除COVID限制意味着驾驶员基本上恢复了疫情前的常规生活。与此同时,由于通胀激增、车辆和零部件短缺、修理等待时间延长、汽车失窃增加以及索赔数量和严重性上升,保险公司的运营成本也在上升。 ![]() 图源:rates 以下是一些关键数据: Brampton再次成为全省平均费率最高的城市,每年2707元,平均估算费率上涨了37%。 约克区的城市在排名中占据主导地位,包括去年的冠军旺市。旺市每年费率为2158元,尽管其费率相对稳定,年同比仅下降1%。 多伦多(每年2325元)和密西沙加(每年2311元)取代了Ajax和Richmond Hill,分别排名第二和第三。 密西沙加在进入前五名并不陌生,但对于多伦多来说,这是第一次。多伦多的平均估算费率上涨了19%。 ![]() 图源:rates 汉密尔顿在2021年从前十名中掉出,但今年重新成为保险费最贵的第九大城市,每年费率为1810元。该市的保费上涨了16%。 与上一次的Insuramap调查一样,有几个城市并列排名第十,包括Schomberg、King City、Stouffville、Aurora和Nobleton,估算保费为1801元。 这些保费平均值是以35岁男性驾驶员为样本报价得出的,该驾驶员没有索赔记录或交通违规记录,驾驶四门轿车。 安省各市镇车险保费排行: Rank | City | 2023 premium | 2021 premium | Change (%) | 1 | BRAMPTON | $2,707 | $1,976 | 37% | 2 | TORONTO | $2,325 | $1,953 | 19% | 3 | MISSISSAUGA | $2,311 | $1,971 | 17% | 4 | RICHMOND HILL | $2,188 | $2,025 | 8% | 5 | VAUGHAN | $2,158 | $2,179 | -1% | 6 | PICKERING | $1,985 | $1,959 | 1% | 7 | MARKHAM | $1,870 | $1,744 | 7% | 8 | OSHAWA | $1,839 | $1,833 | 0% | 9 | HAMILTON | $1,810 | $1,564 | 16% | 10 | SCHOMBERG | $1,801 | $1,766 | 2% | 10 | KING CITY | $1,801 | $1,766 | 2% | 10 | STOUFFVILLE | $1,801 | $1,582 | 14% | 10 | AURORA | $1,801 | $1,582 | 14% | 10 | NOBLETON | $1,801 | $1,766 | 2% | 11 | BOWMANVILLE | $1,796 | $1,378 | 30% | 12 | NEWMARKET | $1,763 | $1,582 | 11% | 13 | BRADFORD | $1,754 | $1,636 | 7% | 13 | HOLLAND LANDING | $1,754 | $1,582 | 11% | 14 | WINDSOR | $1,743 | $1,491 | 17% | 15 | LONDON | $1,730 | $1,505 | 15% | 16 | AJAX | $1,726 | $2,104 | -18% | 17 | CALEDON | $1,696 | $1,717 | -1% | 18 | WHITBY | $1,690 | $1,792 | -6% | 19 | OAKVILLE | $1,683 | $1,408 | 20% | 19 | GEORGETOWN | $1,683 | $1,526 | 10% | 19 | ACTON | $1,683 | $1,526 | 10% | 20 | GUELPH | $1,676 | $1,391 | 21% | 21 | CAMBRIDGE | $1,669 | $1,412 | 18% | 22 | PRICEVILLE | $1,660 | $1,459 | 14% | 22 | MULMUR | $1,660 | $1,689 | -2% | 22 | ORANGEVILLE | $1,660 | $1,766 | -6% | 22 | CANNINGTON | $1,660 | $1,351 | 23% | 22 | SHELBURNE | $1,660 | $1,636 | 1% | 22 | KESWICK | $1,660 | $1,582 | 5% | 23 | KITCHENER | $1,654 | $1,346 | 23% | 24 | WATERDOWN | $1,622 | $1,368 | 19% | 24 | BINBROOK | $1,622 | $1,368 | 19% | 25 | SELKIRK | $1,617 | $1,580 | 2% | 26 | AMHERSTBURG | $1,616 | $1,383 | 17% | 26 | COMBER | $1,616 | $1,383 | 17% | 26 | LASALLE | $1,616 | $1,383 | 17% | 26 | PELEE ISLAND | $1,616 | $1,383 | 17% | 26 | ESSEX | $1,616 | $1,383 | 17% | 27 | MILTON | $1,612 | $1,498 | 8% | 28 | BRANTFORD | $1,602 | $1,369 | 17% | 29 | WATERLOO | $1,594 | $1,351 | 18% | 30 | INNISFIL | $1,588 | $1,582 | 0% | 31 | BURLINGTON | $1,586 | $1,374 | 15% | 32 | WELLESLEY | $1,581 | $1,318 | 20% | 32 | ST GEORGE BRANT | $1,581 | $1,368 | 16% | 32 | CAMPBELLVILLE | $1,581 | $1,368 | 16% | 33 | DUBREUILVILLE | $1,578 | $1,398 | 13% | 34 | THESSALON | $1,564 | $1,398 | 12% | 34 | FOLEYET | $1,564 | $1,398 | 12% | 34 | MANITOWANING | $1,564 | $1,398 | 12% | 35 | FORT ERIE | $1,560 | $1,327 | 18% | 35 | NIAGARA FALLS | $1,560 | $1,327 | 18% | 36 | SHEDDEN | $1,535 | $1,318 | 16% | 36 | COURTICE | $1,533 | $1,378 | 11% | 36 | NEWCASTLE | $1,533 | $1,378 | 11% | 37 | ELMVALE | $1,518 | $1,351 | 12% | 37 | SUNDERLAND | $1,518 | $1,351 | 12% | 37 | UXBRIDGE | $1,518 | $1,351 | 12% | 38 | DEVLIN | $1,516 | $1,283 | 18% | 39 | LAKEFIELD | $1,492 | $1,351 | 10% | 39 | KENDAL | $1,492 | $1,175 | 27% | 40 | HURON PARK | $1,491 | $1,318 | 13% | 40 | OIL SPRINGS | $1,491 | $1,318 | 13% | 41 | OWEN SOUND | $1,484 | $1,318 | 13% | 41 | ROSTOCK | $1,484 | $1,318 | 13% | 41 | PORT ELGIN | $1,484 | $1,318 | 13% | 41 | MEAFORD | $1,484 | $1,318 | 13% | 41 | COURTLAND | $1,484 | $1,318 | 13% | 41 | PARIS | $1,484 | $1,318 | 13% | 41 | SARNIA | $1,481 | $1,256 | 18% | 42 | FORT FRANCES | $1,479 | $1,283 | 15% | 43 | GODERICH | $1,471 | $1,318 | 12% | 43 | STRATFORD | $1,471 | $1,318 | 12% | 43 | ST MARYS | $1,471 | $1,318 | 12% | 43 | HANOVER | $1,471 | $1,318 | 12% | 43 | WOODSTOCK | $1,471 | $1,331 | 11% | 43 | TILLSONBURG | $1,471 | $1,318 | 12% | 43 | ELMIRA | $1,471 | $1,318 | 12% | 43 | FERGUS | $1,471 | $1,318 | 12% | 43 | INGERSOLL | $1,471 | $1,318 | 12% | 43 | STRATHROY | $1,471 | $1,318 | 12% | 43 | NEW HAMBURG | $1,471 | $1,318 | 12% | 43 | KINCARDINE | $1,471 | $1,318 | 12% | 43 | LISTOWEL | $1,471 | $1,318 | 12% | 44 | PORT COLBORNE | $1,463 | $1,327 | 10% | 44 | THOROLD | $1,463 | $1,327 | 10% | 44 | GRIMSBY | $1,463 | $1,368 | 7% | 44 | WELLAND | $1,463 | $1,327 | 10% | 45 | SHUNIAH | $1,450 | $1,369 | 6% | 45 | THUNDER BAY | $1,450 | $1,369 | 6% | 45 | NEEBING | $1,450 | $1,369 | 6% | 46 | KENORA | $1,445 | $1,283 | 13% | 46 | KASABONIKA | $1,445 | $1,283 | 13% | 46 | INGOLF | $1,445 | $1,310 | 10% | 46 | SIOUX LOOKOUT | $1,445 | $1,283 | 13% | 47 | KINGSVILLE | $1,440 | $1,383 | 4% | 47 | BORDEN | $1,440 | $1,636 | -12% | 47 | MIDLAND | $1,440 | $1,351 | 7% | 47 | SIMCOE | $1,440 | $1,318 | 9% | 47 | MINESING | $1,440 | $1,351 | 7% | 47 | WALLACEBURG | $1,440 | $1,383 | 4% | 47 | PORT STANLEY | $1,440 | $1,278 | 13% | 47 | WASAGA BEACH | $1,440 | $1,582 | -9% | 47 | LEAMINGTON | $1,440 | $1,383 | 4% | 47 | ST THOMAS | $1,440 | $1,278 | 13% | 47 | AYLMER | $1,440 | $1,318 | 9% | 47 | ORILLIA | $1,440 | $1,351 | 7% | 47 | CHATHAM | $1,440 | $1,383 | 4% | 47 | COLLINGWOOD | $1,440 | $1,318 | 9% | 47 | DELHI | $1,440 | $1,318 | 9% | 47 | PENETANGUISHENE | $1,440 | $1,351 | 7% | 47 | DUNNVILLE | $1,440 | $1,394 | 3% | 48 | LIVELY | $1,429 | $1,258 | 14% | 48 | ESPANOLA | $1,429 | $1,378 | 4% | 48 | VAL CARON | $1,429 | $1,258 | 14% | 48 | ELLIOT LAKE | $1,429 | $1,398 | 2% | 48 | GARSON | $1,429 | $1,258 | 14% | 48 | HANMER | $1,429 | $1,258 | 14% | 49 | ST CATHARINES | $1,410 | $1,327 | 6% | 50 | KIRKLAND LAKE | $1,397 | $1,306 | 7% | 50 | SOUTH PORCUPINE | $1,397 | $1,398 | 0% | 50 | TIMMINS | $1,397 | $1,378 | 1% | 50 | HEARST | $1,397 | $1,398 | 0% | 50 | COBALT | $1,397 | $1,351 | 3% | 50 | IROQUOIS FALLS A | $1,397 | $1,398 | 0% | 51 | NOVAR | $1,379 | $1,187 | 16% | 51 | GRAVENHURST | $1,379 | $1,187 | 16% | 51 | ROSSEAU | $1,379 | $1,187 | 16% | 51 | HUNTSVILLE | $1,379 | $1,187 | 16% | 51 | NORTH BAY | $1,379 | $1,351 | 2% | 51 | MCKELLAR | $1,379 | $1,187 | 16% | 51 | STURGEON FALLS | $1,379 | $1,351 | 2% | 51 | LORING | $1,379 | $1,351 | 2% | 51 | KILWORTHY | $1,379 | $1,187 | 16% | 51 | BRACEBRIDGE | $1,379 | $1,187 | 16% | 51 | UTTERSON | $1,379 | $1,187 | 16% | 51 | PARRY SOUND | $1,379 | $1,187 | 16% | 52 | OTTAWA | $1,321 | $1,257 | 5% | 53 | CASSELMAN | $1,307 | $1,206 | 8% | 53 | RUSSELL | $1,307 | $1,206 | 8% | 53 | CURRAN | $1,307 | $1,255 | 4% | 53 | NAVAN | $1,307 | $1,206 | 8% | 53 | HAWKESBURY | $1,307 | $1,239 | 5% | 53 | ROCKLAND | $1,307 | $1,206 | 8% | 54 | BOBCAYGEON | $1,305 | $1,351 | -3% | 55 | CORNWALL | $1,289 | $1,132 | 14% | 55 | MARTINTOWN | $1,289 | $1,132 | 14% | 56 | IROQUOIS | $1,276 | $1,132 | 13% | 56 | KEMPTVILLE | $1,276 | $1,185 | 8% | 56 | PORT HOPE | $1,276 | $1,175 | 9% | 56 | PICTON | $1,276 | $1,175 | 9% | 57 | TRENTON | $1,259 | $1,175 | 7% | 57 | COBOURG | $1,259 | $1,175 | 7% | 57 | PETERBOROUGH | $1,259 | $1,351 | -7% | 57 | LINDSAY | $1,259 | $1,351 | -7% | 57 | KINGSTON | $1,259 | $1,132 | 11% | 57 | BELLEVILLE | $1,259 | $1,175 | 7% | 57 | AMHERSTVIEW | $1,259 | $1,132 | 11% | 58 | SUDBURY | $1,249 | $1,258 | -1% | 59 | CARLETON PLACE | $1,232 | $1,206 | 2% | 59 | GANANOQUE | $1,232 | $1,132 | 9% | 59 | SMITHS FALLS | $1,232 | $1,185 | 4% | 59 | ELIZABETHTOWN | $1,232 | $1,132 | 9% | 59 | PERTH | $1,232 | $1,206 | 2% | 59 | BROCKVILLE | $1,232 | $1,132 | 9% | 60 | BARRIE | $1,225 | $1,582 | -23% | 61 | SAULT STE. MARIE | $1,185 | $1,398 | -15% | 62 | PEMBROKE | $1,175 | $1,206 | -3% | 62 | NAPANEE | $1,175 | $1,175 | 0% | 62 | PETAWAWA | $1,175 | $1,206 | -3% | 62 | ARNPRIOR | $1,175 | $1,206 | -3% | 62 | RENFREW | $1,175 | $1,206 | -3% | 62 | BARRYS BAY | $1,175 | $1,253 | -6% | 63 | ALLISTON | $1,152 | $1,636 | -30% | 64 | ORONO | $1,047 | $1,351 | -23% | 64 | PORT PERRY | $1,047 | $1,351 | -23% | 65 | CHESLEY | $894 | $1,318 | -32% | 66 | KAPUSKASING | $888 | $1,306 | -32% | 67 | KEEWATIN | $586 | $1,283 | -54% | 67 | DRYDEN | $586 | $1,283 | -54% | 67 | SUMMER BEAVER | $586 | $1,310 | -55% | 68 | CLOYNE | $546 | $1,185 | -54% |
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